1.Risks & Coverage險(xiǎn)別
(1)free from particular average (F.P.A.)平安險(xiǎn)
(2)with particular average (W.A.)水漬險(xiǎn)（基本險(xiǎn)）
(3)all risk 一切險(xiǎn)（綜合險(xiǎn)）
(4)total loss only (T.L.O.) 全損險(xiǎn)
(5)war risk 戰(zhàn)爭險(xiǎn)
(6)cargo(extended cover)clauses貨物（擴(kuò)展）條款
(7)additional risk 附加險(xiǎn)
(8)from warehouse to warehouse clauses倉至倉條款
(9)theft,pilferage and nondelivery (T.P.N.D.)盜竊提貨不著險(xiǎn)
(10)rain fresh water damage 淡水雨淋險(xiǎn)
(11)risk of shortage 短量險(xiǎn)
(12)risk of contamination 沾污險(xiǎn)
(13)risk of leakage 滲漏險(xiǎn)
(14)risk of clashing & breakage碰損破碎險(xiǎn)
(15)risk of odour 串味險(xiǎn)
(16)damage caused by sweating and/or heating 受潮受熱險(xiǎn)
(17)hook damage 鉤損險(xiǎn)
(18)loss and/or damage caused by breakage of packing包裝破裂險(xiǎn)
(19)risk of rusting 銹損險(xiǎn)
(20)risk of mould 發(fā)霉險(xiǎn)
(21)strike, riots and civel commotion (S.R.C.C.) 罷工、暴動(dòng)、民變險(xiǎn)
(22)risk of spontaneous combustion 自燃險(xiǎn)
(23)deterioration risk 腐爛變質(zhì)險(xiǎn)
(24)inherent vice risk 內(nèi)在缺陷險(xiǎn)
(25)risk of natural loss or normal loss途耗或自然損耗險(xiǎn)
(26)special additional risk 特別附加險(xiǎn)
(27)failure to delivery 交貨不到險(xiǎn)
(28)import duty 進(jìn)口關(guān)稅險(xiǎn)
(29)on deck 倉面險(xiǎn)
(30)rejection 拒收險(xiǎn)
(31)aflatoxin 黃曲霉素險(xiǎn)
(32)fire risk extension clause-for storage of cargo at destination Hongkong, including Kowloon, or Macao 出口貨物到香港（包括九龍?jiān)趦?nèi)）或澳門存?zhèn)}火險(xiǎn)責(zé)任擴(kuò)展條款
(33)survey in customs risk 海關(guān)檢驗(yàn)險(xiǎn)
(34)survey at jetty risk 碼頭檢驗(yàn)險(xiǎn)
(35)institute war risk 學(xué)會(huì)戰(zhàn)爭險(xiǎn)
(36)overland transportation risks陸運(yùn)險(xiǎn)
(37)overland transportation all risks陸運(yùn)綜合險(xiǎn)
(38)air transportation risk 航空運(yùn)輸險(xiǎn)
(39)air transportation all risk 航空運(yùn)輸綜合險(xiǎn)
(40)air transportation war risk 航空運(yùn)輸戰(zhàn)爭險(xiǎn)
(41)parcel post risk 郵包險(xiǎn)
(42)parcel post all risk 郵包綜合險(xiǎn)
(43)parcel post war risk 郵包戰(zhàn)爭險(xiǎn)
(44)investment insurance(political risks) 投資保險(xiǎn)（政治風(fēng)險(xiǎn)）
(45)property insurance 財(cái)產(chǎn)保險(xiǎn)
(46)erection all risks 安裝工程一切險(xiǎn)
(47)contractors all risks 建筑工程一切險(xiǎn)

2.the stipulations for insurance 保險(xiǎn)條款
(1)marine insurance policy 海運(yùn)保險(xiǎn)單
(2)specific policy單獨(dú)保險(xiǎn)單
(3)voyage policy 航程保險(xiǎn)單
(4)time policy期限保險(xiǎn)單
(5)floating policy (or open policy) 流動(dòng)保險(xiǎn)單
(6)ocean marine cargo clauses 海洋運(yùn)輸貨物保險(xiǎn)條款
(7)ocean marine insurance clauses (frozen products)海洋運(yùn)輸冷藏貨物保險(xiǎn)條款
(8)ocean marine cargo war clauses 海洋運(yùn)輸貨物戰(zhàn)爭險(xiǎn)條款
(9)ocean marine insurance clauses (woodoil in bulk) 海洋運(yùn)輸散裝桐油保險(xiǎn)條款
(10)overland transportation insurance clauses (train, trucks) 陸上運(yùn)輸貨物保險(xiǎn)條款（火車、汽車）
(11)overland transportation insurance clauses (frozen products)陸上運(yùn)輸冷藏貨物保險(xiǎn)條款
(12)air transportation cargo insurance clauses 航空運(yùn)輸貨物保險(xiǎn)條款
(13)air transportation cargo war risk clauses 航空運(yùn)輸貨物戰(zhàn)爭險(xiǎn)條款
(14)parcel post insurance clauses 郵包保險(xiǎn)條款
(15)parcel post war risk insurance clauses 郵包戰(zhàn)爭保險(xiǎn)條款
(16)livestock & poultry insurance clauses (by sea, land or air) 活牲畜、家禽的海上、陸上、航空保險(xiǎn)條款
(17)…risks clauses of the P.I.C.C. subject to C.I.C.根據(jù)中國人民保險(xiǎn)公司的保險(xiǎn)條款投保……險(xiǎn)
(18)marine insurance policies or certificates in negotiable form, for 110% full CIF invoice covering the risks of War & W.A. as per the People's Insurance Co. of China dated 1/1/1976. with extended cover up to Kuala Lumpur with claims payable in (at) Kuala Lumpur in the currency of draft (irrespective of percentage) 作為可議付格式的海運(yùn)保險(xiǎn)單或憑證按照到岸價(jià)的發(fā)票金額110%投保中國人民保險(xiǎn)公司1976年1月1日的戰(zhàn)爭險(xiǎn)和基本險(xiǎn)，負(fù)責(zé)到吉隆坡為止。按照匯票所使用的貨幣在吉隆坡賠付（無免賠率）
(19)insurance policy or certificate settling agent's name is to be indicated, any additional premium to cover uplift between 10 and 17% may be drawn in excess of the credit ualue 保險(xiǎn)單或憑證須表明理賠代理人的名稱，保險(xiǎn)費(fèi)如增加10-17%可在本證金額以外支付
(20)insurance policy (certificate) … Name of Assured to be showed: A.B.C.Co. Ltd. 保險(xiǎn)單或憑證作成以A.B.C.有限公司為被保險(xiǎn)人
(21)insurance policy or certificate covering W.A. (or F.P.A.) and war risks as per ocean marine cargo clause and ocean marine cargo war risk clauses of the People's Insurance Company of China dated 1/1/1981 保險(xiǎn)單或憑證根據(jù)中國人民保險(xiǎn)公司1981年1月1日的海洋運(yùn)輸貨物保險(xiǎn)條款和海洋運(yùn)輸貨物戰(zhàn)爭險(xiǎn)條款投保水漬險(xiǎn)（或平安險(xiǎn)）和戰(zhàn)爭險(xiǎn)
(22)insurance policy/certificate covering all war mines risks保險(xiǎn)單/憑證投保一切險(xiǎn)、戰(zhàn)爭險(xiǎn)、地雷險(xiǎn)（注：mines解釋為地雷，屬于戰(zhàn)爭險(xiǎn)的負(fù)責(zé)范圍，可以接受）
(23)W.A. this insurance must be valid for period of 60 days after the discharge of goods 水漬險(xiǎn)在貨物卸船后60天有效
(24)in triplicate covering all risks and war risks including W.A. and breakage in excess of five per cent on the whole consignment and including W/W up to buyer's godown in Penang 投保一切險(xiǎn)和戰(zhàn)爭險(xiǎn)包括水漬險(xiǎn)，破碎損失有5%絕對(duì)免賠率，按全部貨物計(jì)算，包括倉至倉條款，負(fù)責(zé)到買方在檳城的倉庫為止（的保險(xiǎn)單）一式三份
(25)insurance policy issued of endorsed to order … for the face value of invoice plus 10% covering including war with 15 days after arrival of goods at destination, only against FPA and T.P.N.D.按發(fā)票面值加10%投保戰(zhàn)爭險(xiǎn)，貨物到達(dá)目的地后15天有效，僅負(fù)責(zé)平安險(xiǎn)和盜竊提貨不著險(xiǎn)的保險(xiǎn)單開給或背書給……
(26)insurance policy or certificate issued by an insurance Co. with W.P.A. clause covering the merchandise for about 10% above the full invoice value including unlimited transhipment with claims payable at Singapore 由保險(xiǎn)公司簽發(fā)的保險(xiǎn)單或憑證按發(fā)票總金額另加10%投保水漬險(xiǎn)，包括非限定轉(zhuǎn)船的損失，在新加坡賠付
(27)covering all eventual risks 投保一切以外風(fēng)險(xiǎn)
(28)covering all marine risks 投保一切海運(yùn)風(fēng)險(xiǎn)
(29)marine insurance policy including "both ot blame" collision clauses and fully covering the shipment 海運(yùn)保險(xiǎn)單包括負(fù)責(zé)船舶互撞條款和全部貨載
(30)insurance … including deviation clauses 保險(xiǎn)包括繞道條款
(31)covering overland transportation all risks as per overland transportation cargo insurance clauses (train, trucks) of the People's Insurance Company of China dated… 按照中國人民保險(xiǎn)公司×年×月×日陸上運(yùn)輸貨物保險(xiǎn)條款（火車、汽車）投保陸上運(yùn)輸一切險(xiǎn)
(32)covering air transportation all risk as per air transportation cargo insurance clauses of P.I.C.C. 按照中國人民保險(xiǎn)公司×年×月×日航空運(yùn)輸貨物保險(xiǎn)條款投保航空運(yùn)輸一切險(xiǎn)
(33)insurance policy or certificate covering parcel post all risks including war risks as per parcel post insurance clauses and parcel post war risk insuracne clauses of the People's Insurance Company of China dated… 保險(xiǎn)單或憑證按照中國人民保險(xiǎn)公司×年×月×日郵包保險(xiǎn)條款和郵包戰(zhàn)爭險(xiǎn)條款投保郵包一切險(xiǎn)和郵包戰(zhàn)爭險(xiǎn)
(34)covering all risks including war risks as per ocean marine cargo clauses and air transportation cargo insurance clauses and ocean marine cargo war risk clauses and air transportation cargo war risk clauses of the People's Insurance Company of China dated… 按照中國人民保險(xiǎn)公司×年×月×日海洋運(yùn)輸貨物保險(xiǎn)條款和航空運(yùn)輸貨物保險(xiǎn)條款以及海洋運(yùn)輸貨物戰(zhàn)爭險(xiǎn)條款和航空運(yùn)輸貨物戰(zhàn)爭險(xiǎn)條款投保�？章�(lián)運(yùn)一切險(xiǎn)和戰(zhàn)爭險(xiǎn)
(35)covering all risks as per ocean marine cargo clauses and overland transportation cargo insurance clause (train, truck) of P.I.C.C. dated…按照中國人民保險(xiǎn)公司×年×月×日海洋運(yùn)輸貨物保險(xiǎn)條款和陸上運(yùn)輸貨物保險(xiǎn)條款（火車、汽車）投保海陸聯(lián)運(yùn)一切險(xiǎn)
(36)covering all risks including war risks as per overland transportation cargo insurance clauses (train,truck) and air transportation cargo insurance clauses and air transportation cargo war risk clause and war clauses (for cargo transportation by rail) of the People's Insurance Company of China dated… 按照中國人民保險(xiǎn)公司×年×月×日陸運(yùn)貨物保險(xiǎn)條款（火車、汽車）和空運(yùn)貨物保險(xiǎn)條款以及空運(yùn)貨物戰(zhàn)爭險(xiǎn)條款和鐵路貨運(yùn)戰(zhàn)爭條款投保陸空陸聯(lián)運(yùn)一切險(xiǎn)和戰(zhàn)爭險(xiǎn)
(37)including shortage in weight in excess of 0.5%(with 0.5% franchise) on the whole consignment 包括短量損失有0.5%絕對(duì)免賠率（0.5%相對(duì)免賠率），按全部貨物計(jì)算
(38)including risk of breakage and clashing 包括破裂或凹癟險(xiǎn)
(39)including risk of chipping & denting 包括碎裂或凹彎險(xiǎn)
(40)including risk of bad odour 包括惡味險(xiǎn)
(41)including damage by hooks, oils, muds and contact with other cargo(insured value) 包括鉤損、油污、泥污以及和他物接觸所致的損失（以保險(xiǎn)價(jià)值為限）
(42)including damage caused by rain fresh and/or water, internal combustion(total or partial loss) 包括淡水雨淋，自燃所致的損失（包括全部或部分損失）
(43)including loss and/or damage caused by sea water, fresh-water, acid,grease 包括海水、淡水、酸蝕、油脂所致的損失
(44)including T.P.N.D. loss and/or damage caused by heat, ship's sweat and odour, hoop-rust, breakage of packing 包括偷竊提貨不著，受熱船艙發(fā)汗，串味，鐵箍銹損，包裝破裂所致的損失
(45)including damage caused by infestation mould包括蟲蛀霉?fàn)�的損失
(46)including damage due to rough handling during transit subject to C.T.C. 按照中國保險(xiǎn)條款包括運(yùn)輸途中操作不當(dāng)所致的損失
(47)including loss and/or damage from any external cause as per CIC 按照中國保險(xiǎn)條款包括外來原因所致的損失
(48)including damage by slings, stains, grease, acids包括吊具、斑污、油脂、酸蝕造成的損失
(49)excluding risk of breakage 不包括破碎險(xiǎn)
(50)including the breakage does not cover the goods remarked in th invoice as originally damage 包括破碎險(xiǎn)，但不負(fù)責(zé)發(fā)票所示之貨物的原殘損失
(51)excluding natural loss in weight 不包括途耗短量的損失
(52)including 60 days after discharge of the goods at port of destination (or at station of destination) subject to C.T.C. 按照中國保險(xiǎn)條款貨物在目的港卸船（或在目的地車站卸車）后60天為止
(53)including W.A. & risk of fire for 60 days in customs warehouse after discharge of the goods at port of destination subject to CIC 按照中國保險(xiǎn)條款投保水漬險(xiǎn)和火險(xiǎn)，在目的港卸貨后存入海關(guān)倉庫60天為止
(54)this insurance must be valid for a period of 60 days after arrival of merchandise at inland destination 本保險(xiǎn)擴(kuò)展到貨物到達(dá)內(nèi)地的目的地后60天有效
(55)insurance policy or certificate covering F.P.A. including the risk of war and risks of S.R.C.C. as per I.C.C. dated…and institute war clauses dated…and institute S.R.C.C. clauses dated…按照×年×月×日倫敦保險(xiǎn)學(xué)會(huì)條款和×年×月×日學(xué)會(huì)戰(zhàn)爭險(xiǎn)條款以及×年×月×日學(xué)會(huì)罷工、暴動(dòng)、民變險(xiǎn)條款投保平安險(xiǎn)、戰(zhàn)爭險(xiǎn)和罷工、暴動(dòng)、民變險(xiǎn)
(56)the People's Insurance Company of China investment insurance (political risks) clauses 中國人民保險(xiǎn)公司投資保險(xiǎn)（政治風(fēng)險(xiǎn)）條款
(57)property insurance clauses 財(cái)產(chǎn)保險(xiǎn)條款
(58)the People's Insurance Company of China Erection all risks clauses 中國人民保險(xiǎn)公司安裝工程一切險(xiǎn)條款
(59)the People's Insurance Company of China contractors all risks clauses 中國人民保險(xiǎn)公司建筑工程一切險(xiǎn)條款